5 smart rules to manage your money better when starting a business

If you’re about to launch or you’re in that exciting first year of business, make sure you get a solid grasp on the ‘money side’ early on. While your focus might be on building a customer base and driving sales, developing good cash flow habits stabilises your business and should be equally prioritised – if not more. Poor … Read more

What exactly is the FIRE movement?

What is FIRE? If you’ve ever considered early retirement, you could join the FIRE movement. FIRE stands for “financial independence retire early.” During their working years, FIRE investors invest as much of their income as possible in hopes of attaining financial independence at a young age and maintaining it for the long term—a.k.a. retirement. Their … Read more

How to create a positive workplace culture

Organisations promoting a supportive, open workplace culture are more likely to have better employee engagement and retention, as well as higher profits. Every business owner likes to think they’re fostering a great work environment, but sometimes this is a case of over-optimistic thinking. If you have problems finding the right talent or you have a high turnover … Read more

Payday loans

A payday loan, also called a small amount loan, lets you borrow up to $2,000. You have between 16 days and one year to pay it back. While it might look like a quick fix, a payday loan has a lot of fees. For example, to pay back a $2,000 payday loan over one year, … Read more

5 tips to shave years off your mortgage

Every homeowner loves the idea of becoming mortgage-free faster and paying less interest in the lead up to that landmark event. Fortunately, there are some easy steps you can take to get there sooner – whether you’ve just got your first home loan, want to increase your property equity or become mortgage-free as soon as … Read more